Natural Group (Natural Support Consultancy Services Pvt. Ltd.), a veteran in financial automation, is proud to announce a high-impact strategic alliance with Bharuwa Solutions Pvt. Ltd. (BSPL), the technology wing of the Patanjali Group. This collaboration introduces a state-of-the-art AI-powered, Multilingual 360° Banking ERP System designed to redefine the digital landscape for regional and cooperative financial institutions in India and abroad.
By merging Natural Group’s 25-year legacy in banking infrastructure with Bharuwa’s advanced AI capabilities, this partnership delivers a revolutionary “Bank in a Box” solution. Our mission is to bridge the technological gap, ensuring that small-to-mid-sized financial entities have access to the same caliber of innovation as the nation’s largest banking giants.
Solving the Four Core Challenges of Indian Banking
The Indian banking ecosystem has long been hindered by barriers to inclusivity and modernization. The B-Banking Core Banking System (CBS), developed through this synergy, is engineered to dismantle these obstacles through four strategic focuses:
1. Realizing Linguistic Inclusivity
India’s linguistic richness should not be a barrier to financial access. While most banking platforms are restricted to English, our bilingual solution empowers banks to interact with customers in their native tongues such as Gujarati or Punjabi. This shift ensures that digital banking is intuitive and accessible for every citizen, regardless of their language.
2. Fortifying Trust with AI-Driven Security
In an era of rising digital threats, security is non-negotiable. Our platform integrates sophisticated AI and cybersecurity protocols that provide 360-degree protection for data and transactions. By utilizing machine learning, the system proactively secures digital interactions, maintaining the highest standards of institutional integrity.
3. Driving Process Efficiency through Automation
We believe in a holistic approach to banking transformation. The system features a robust suite of tools designed for seamless end-to-end operations, including:
- API Banking & Workflow Automation for modern connectivity.
- Integrated MIS and ERP Modules for data-driven decision-making.
- HRMS and AML Tools for comprehensive compliance and staff management.
4. Strategic Regulatory Compliance
Adherence to national mandates is a cornerstone of our technology. The platform is fully aligned with the Official Language Act of 1963 and current Supreme Court directives. By automating bilingual compliance, we allow financial institutions to focus on growth while we handle the complexities of regulatory alignment.
Empowering Bharat: A Vision of Modern Inclusion
Shri Acharya Balkrishna Ji, Founder & Managing Director of the Patanjali Group, shared his vision for this transformative project:
“Bharat is a nation of many languages, yet our banking infrastructure predominantly operates in English alienating the majority. This initiative is about empowering Bharat, in every sense of the word, by giving rural and semi-urban cooperative institutions access to the same level of technology as major public and private sector banks.”
Natural Group: Your Trusted Partner Since 1999
Natural Group brings an unmatched pedigree to this partnership. Since our inception in 1999, we have automated over 5,000 bank branches, specializing in essential surround products like Loss Origination Systems (LOS), AML, and MIS.
Our collaboration with Bharuwa Solutions merges this deep operational experience with next-generation AI to offer a complete “Bank in a Box”. This all-in-one platform integrates:
- Digital Services: Internet & Mobile Banking, AI-Powered Search, and SMS Banking.
- Identity & Integration: eKYC, CKYC, and PFMS Integration.
- Agricultural Support: KCC IS Portal and specialized rural modules.
Shaping the Future of Global Finance
This holistic offering is specifically tailored for State Cooperative Banks, District Central Cooperative Banks, Urban Cooperative Banks, and NBFCs across India and the international market. Together, Natural Group and Bharuwa Solutions are not just launching a product; we are setting the standard for a more inclusive, secure, and technologically advanced financial future for all.
