Natural Group (Natural Support Consultancy Services Private Limited), a pioneer in bilingual banking automation, is proud to announce a landmark strategic partnership with Bharuwa Solutions Pvt. Ltd. (BSPL), the technology arm of the Patanjali Group. This collaboration marks the launch of a sophisticated AI-powered, Multilingual 360° Banking ERP System, specifically engineered to drive financial inclusion across the Indian subcontinent and international markets.
By combining Natural Group’s twenty-five years of domain expertise with Bharuwa’s cutting-edge AI capabilities, this alliance introduces a “Bank in a Box” solution designed to empower regional, cooperative, and small financial institutions with world-class technology.

Redefining the Indian Banking Ecosystem through Innovation
For decades, the Indian banking sector has faced a digital divide, where smaller financial institutions often struggled to access the high-level technology utilized by major private and public sector banks. The new B-Banking Core Banking System (CBS) platform addresses this disparity head-on, focusing on four pillars of transformation:
1. Breaking Language Barriers with Multilingual Inclusion
In a nation as linguistically diverse as India, English-only banking interfaces often alienate a significant portion of the population. Our new bilingual ERP system enables banks to offer services in both English and local vernaculars such as Gujarati or Punjabi. This ensures that digital banking is truly accessible to every citizen, regardless of their primary language.
2. State-of-the-Art Cybersecurity and AI
Security is the bedrock of digital trust. The platform integrates advanced AI and machine learning protocols to provide ironclad protection for data, transactions, and digital interactions. By utilizing predictive AI, the system identifies potential threats before they escalate, ensuring a secure environment for both the institution and the end-user.
3. End-to-End Operational Excellence
The “Bank in a Box” concept simplifies complex banking operations. The system features a robust suite of modules, including:
- API Banking & Workflow Automation
- HRMS and ERP Modules
- Management Information Systems (MIS)
- Anti-Money Laundering (AML) Tools
4. Unwavering Regulatory Compliance
Our solution is meticulously aligned with the Official Language Act of 1963 and recent Supreme Court directives. We ensure that every partner institution remains fully compliant with government mandates for bilingual software, mitigating legal risks while promoting national standards.

A Vision for “Empowering Bharat”
Shri Acharya Balkrishna Ji, Founder & Managing Director of the Patanjali Group, emphasized the necessity of this technological leap:
“Bharat is a nation of many languages, yet our banking infrastructure predominantly operates in English alienating the majority. This initiative is about empowering Bharat in every sense of the word, ensuring that our rural and semi-urban cooperative banks have access to the same level of technology as the world’s leading financial institutions.”
Natural Group: A Legacy of Excellence Since 1999
Natural Group brings an unparalleled legacy to this partnership. Since 1999, we have successfully automated over 5,000 bank branches, providing essential “surround products” such as Loss Origination Systems (LOS), MIS, and AML solutions.
Our role in this partnership is to provide the deep-rooted backend infrastructure and operational wisdom that ensures the new ERP system is not just technologically advanced, but also practically seamless. Together, we are delivering a holistic offering tailored for:
- State and District Central Cooperative Banks
- Urban Cooperative Banks
- Non-Banking Financial Companies (NBFCs)
- Microfinance Institutions
The Future of Financial Inclusivity
The synergy between Natural Group and Bharuwa Solutions represents more than just a product launch; it is a movement toward a more inclusive financial future. By integrating frontend excellence with powerful backend infrastructure including eKYC, PFMS Integration, SMS Banking, and AI-powered Search we are setting a new global benchmark for how technology can serve humanity.
As we look forward, Natural Group remains committed to bridging the gap between traditional banking and the digital age, ensuring that no institution and no citizen is left behind in the journey toward a digitally empowered India.