Natural Support Consultancy Services Pvt. Ltd.

HRMS & IT Infrastructure Enablement for Regional Rural Banking

J&K Grameen Bank

J&K Grameen Bank is a Regional Rural Bank sponsored by J&K Bank, providing essential banking services across rural and semi-urban regions of Jammu & Kashmir with a focus on financial inclusion.

The Client

J&K Grameen Bank is a Regional Rural Bank (RRB) sponsored by J&K Bank, one of the leading banks in the Union Territory of Jammu & Kashmir. The bank plays a vital role in extending banking and credit facilities to rural and semi-urban communities, supporting agriculture, small businesses, self-help groups, and priority-sector lending.

J&K Grameen Bank (JKGB) serves the UTs of Jammu & Kashmir and Ladakh with a network of 330 branches, focusing on rural financial inclusion, while its financial size shows growth, reaching ₹6299.36 Cr in deposits and ₹4150.89 Cr in advances by March 2025, aiming to provide accessible financial services to unbanked populations with government backing. 

Size & Reach

  • Deposits: Grew to ₹6299.36 Crores.
  • Advances (Loans): Increased to ₹4150.89 Crores.
  • Business Mix: Reached ₹10450.25 Crores.
  • CRAR: Improved to 9.45%, meeting regulatory requirements. 

The Challenge

As a Regional Rural Bank operating across diverse and remote locations, J&K Grameen Bank required dependable systems to support workforce management and stable IT operations.

Key challenges included:

  • Managing HR operations for a geographically distributed workforce

  • Need for centralized and structured HR processes

  • Maintaining reliable hardware and system software across branches

  • Ensuring operational stability in a regulated banking environment

The Solution

Natural Support Consultancy Services Pvt. Ltd. (NSCSPL) partnered with J&K Grameen Bank to deliver focused enterprise and infrastructure solutions aligned with RRB and regulatory requirements.

Our solution included:

  • HRMS Implementation to centralize employee data, records, and HR workflows.

  • Hardware & System Software Support to ensure stable and secure IT operations across branches.

  • Structured deployment with ongoing operational support.

The Results

  • Centralized and streamlined HR operations

  • Improved visibility and control over workforce data

  • Stable and reliable IT infrastructure across branches

  • Reduced operational disruptions and improved system continuity

THE DETAILS
  • Client: J&K Grameen Bank

  • Parent Bank: J&K Bank

  • Sector: Banking

  • Type of Organisation: Regional Rural Bank

  • Location: Jammu & Kashmir, India

  • Project Status: Live / Under Support

  • Website: www.jkgb.in

TECHNOLOGY WE USED
WHAT WE DID
  • HRMS Implementation

  • Hardware & System Software Support

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