Internet & mobile banking

Internet and Mobiles banking are considered as a trustworthy and safe request mechanism without conforming customer signatures. This is one of the fastest growing technologies being used in the stage of globalization in banking sector.

Changing Times……

isys / msys
Internet & Mobile Banking with PreciseCart & PromptMe

Today the time has come when the customer does not travel to the bank branch. The time spent on travelling will be spent on something more fruitful and beneficial activities. The customer wants and desires 24 * 7 working. Computer / Laptops/ Tablet and Smart phones are the new bank.

iSys is platform and database independent system giving the freedom to be deployed on any operating system and database which can be integrated with any CBS system being used by the bank. iSys is built on 3 tier web architecture. It is built on scalable technology with robust functionality. It supports a range of retail banking and wholesale commercial banking activities. It also offers rich functionality in its Customer Information System. iSys has been designed to be fully secure, flexible and highly parameterized package. It incorporates security features with access rights defined for every user.

isys & msys :Banking to e-Commerce :

What do banks do :

Banks fund : Manufacturing sector / Distribution Sector

Banks hold the account of the IndividualsSpecifications (SRS)

Banks spend vast amount to manage cash : India’s reserve bank and commercial banks face a grand total of Rs. 21,000 crores (US $3.5 billion) in currency operations costs annually. The vast majority (86%) of that burden falls on commercial banks.

E-Commerce / Wallet Companies :

They are servicing the bank customers by linking Bank customers to suppliers funded by the banks

Providing Wallet services where funds from Banks are transferred to them Payment Gateway to make payments

Our Proposition :

Provide e-commerce platform to bank customers directly in Internet and Mobile Banking solution of the bank thus linking Bank Customers to Suppliers funded by them

No separate wallet required

Cash transactions are eliminated

Payment Gateway is eliminated

Mobile Banking :

Check Account Balance

Fund Transfer Self, Intra bank.

IMPS With IFSC & MMID

Deactivation of ATM Card

PULL Money

Push Money

Generate QR code

isys & msys : Features

Requests
Cheque Payment Status / Cheque Stop Payment / Revoke Stopped Cheque
Cheque Book Request
FD account open / Renewal / Breaking request
TDS statement
RD account open request
Transaction
Fund Transfer (Self Accounts )
Fund Transfer (Other Accounts Same Bank )
Fund Transfer (Other Bank Accounts NEFT / RTGS)
Fund Transfer IMPS
Cheque Stop Payment
Search/Locate
Bank Branch Details Request
IFSC Code Request
Loan management :
Appointment of Agents
Customer Acquisition and Pre-Sanction Activities
Fund Transfer with agents :
Agent Registration : Agent can be an organization or an individual
Self Transfer by Customer
Transfer through Agent
Wallet and other features :
Account Registration
Self Transfer by Customer
Transfer of funds

Internet & mobile banking

Changing Times……

isys / msys
Internet & Mobile Banking with PreciseCart & PromptMe