It is estimated $220 Billion loans will be disbursed by end of 2020 via fintechs
Traditional Lenders are entering fast in this space to compete with fintechs
Key Factors Driving Digital Lending are mainly the Millennium Generation , Digital Technology, New enabled Regulatory environment and innovative operating models
India has a market of $ 1 Trillion in next 5 years
Post Covid 19 Digital Lending will be key drivers
2.2X Increase in Retail Loan Disbursement
Loan Securitization Parameter
Contact to Guarantor
Anything and everything is API interfaced with our backend
We can create UI for you on Web and Mobile
You can pick up solutions and link to our Backend seamlessly using API’s
API’s integrations done by us:
Create Potential Customer Database
Import Potential Customer Database
Contact Potential Customers
Data Capturing of the Customer through Interview method
CIBIL data verification
ITR and GST data verification with direct interface from Portals
Document Upload as required
Sanction or Rejection
Evaluating the customer on the score parameters and assessing his requirements, which he can repay as per his capacity (Loan Interview).
It is therefore necessary that maximum information of the customer is collected during the first interaction and fed in the system so that he can be preliminary /interim reply whether bank will be in a position to meet is request or not.
In the above screen enter the name of person press search button person detail will display on screen.
After selecting the appropriate row, press OK button, below screen will display for interview detail.
At this window basic detail of loan like which type of loan is required, what is the purpose of loan and customer detail is asked to customer and fill in the form .
At this agent ask customer his professional detail like his gross monthly income, net monthly income, year in service, date of birth, retirement date, interest payment period, installment amount etc.
Office business premises is owned,parental,spouse etc.
Office is easily approachable from Railway station, Bus stand etc.
Locality of Office is Posh, Upper Middle class, Middle class etc.
Investigator observation Positive,Negative,Neutral etc.