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About Us
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At NSCSPL , we develop secure, scalable, and high-performance digital banking platforms that empower financial institutions to offer seamless mobile and API banking experiences.
Our architecture is designed around modularity, interoperability, and compliance, ensuring smooth integration with core banking systems, third-party services, and regulatory frameworks.
API Banking product is a middleware platform and API gateway designed to bridge legacy core banking systems and modern digital experiences. It standardizes connectivity to any CBS via adapters, exposes business-ready REST APIs for accounts, payments, KYC, loans and statements, and includes monitoring, developer tools, and enterprise security.
Who it’s for: Banks, NBFCs, payment processors, fintechs, and system integrators who need reliable, auditable, and fast CBS integrations.
Our API Banking Solution allows banks and financial institutions to expose, manage, and monitor their Core Banking System (CBS) functionalities through secure and reliable APIs.
With NSCSPL APIs, banks can easily connect their CBS with mobile banking, internet banking, UPI, AEPS, and other digital platforms without making big changes in their core system.
We specialize in developing enterprise-grade APIs that enable efficient communication between banking systems, partners, and customer applications.
Frameworks & Standards:
Axis SOAP API: Implements secure XML-based service communication with legacy and core banking systems.
Jersey REST Framework: Enables high-performance, RESTful service development with a lightweight deployment model.
JAX-RS (Java API for RESTful Web Services): Provides a standardized architecture for REST APIs, ensuring consistency and ease of integration across multiple systems.
Core Languages & Frameworks:
Java (JDK 8+) – Primary development language for backend microservices and core logic.
Spring Boot / Jakarta EE – Frameworks for secure, maintainable, and modular microservice architecture.
Hibernate / JPA – ORM layer for database abstraction and efficient transaction handling.
Log4j / SLF4J – Centralized logging for debugging, monitoring, and audit trails.
WHY CHOOSE US
We don’t just build websites – we craft solutions that transform your business. Here’s what sets us apart:
We believe in total transparency. You’ll get regular updates on your project’s progress, and your feedback is always welcome. Plus, you’ll always own all the code and creative elements we create for you.
We use cutting-edge project management tools and agile development practices to keep your project on track. This means you’ll get a high-quality solution delivered exactly when you expect it.
Whether you need a custom-built system or optimization of an existing one, we prioritize your unique goals to ensure your development aligns perfectly with your digital strategy.
Consider our team an extension of yours! You’ll have direct access to our talented developers and designers during agreed-upon hours, ensuring smooth communication and collaboration.
Our creative and skilled UI/UX designers use the latest technologies to deliver user-friendly, scalable, and secure solutions that drive measurable results for your business.
We understand that your needs can change. That’s why we offer flexible engagement options. Choose what works best for you and switch easily as your business evolves.
Integrate your banking systems easily with third-party apps, ERPs, and fintech platforms to enable smooth and automated financial operations.
Facilitate instant money transfers, balance checks, and transaction updates through highly secure RESTful APIs.
Our APIs adhere to global Open Banking and PSD2 standards, allowing customers to securely share and manage their financial data.
Build, manage, and monitor your APIs through a robust gateway that provides scalability, analytics, and strong access control mechanisms.
Empower developers with a dedicated sandbox environment to test APIs safely before live deployment, ensuring quality and reliability.
All APIs include advanced encryption, token-based authentication, and detailed auditing to ensure complete security and regulatory compliance.
Our APIs are built for rapid deployment, helping banks and businesses go live faster without disrupting existing systems.
Our modular API design ensures your banking system can easily scale to handle increased transaction volumes and new services.
End-to-end encryption, OAuth 2.0, and role-based access controls protect sensitive banking data and ensure compliance with industry standards.
Gain real-time insights into API performance with monitoring dashboards, alerts, and detailed usage analytics.
Our dedicated support team provides 24/7 technical assistance to ensure smooth API operations and quick issue resolution.
Stay ahead in the digital banking era with APIs designed to integrate easily with AI, blockchain, and upcoming fintech innovations.
WHO WE ARE
We have a proven track record of delivering secure, high-quality projects for public sector organizations.
OUR REACH
We are proud partners to numerous businesses across India, delivering innovative and tailored solutions.
FAQS
API Banking allows banks and third-party applications to communicate securely using Application Programming Interfaces (APIs). It enables businesses to integrate banking services—like payments, balance checks, and account management—directly into their own systems and apps.
API Banking works through secure connections between a bank’s backend systems and third-party platforms. APIs expose specific banking functionalities such as fund transfers or account details. When a request is made via the API, the bank processes it and sends back a real-time response in a standardized format, usually JSON or XML.
Businesses benefit from faster transactions, automated reconciliations, and real-time data access. It reduces manual intervention, improves operational efficiency, and enhances customer experience by integrating banking directly into business workflows or ERP systems.
Yes, API Banking uses advanced encryption, authentication mechanisms, and secure tokens to ensure that only authorized systems can access banking data. Banks follow strict compliance protocols such as OAuth 2.0, SSL/TLS, and audit trails to maintain security and integrity.
Common API Banking services include Account Balance Inquiry, Fund Transfers (NEFT, RTGS, IMPS, UPI), Virtual Account Creation, Transaction Statements, Collections and Payout APIs, and Payment Gateway Integrations. These services simplify how businesses handle financial operations.
Companies can start by partnering with a bank that provides open banking APIs or with fintech providers offering API platforms. After integration and testing in a sandbox environment, APIs can be securely deployed in production to enable real-time banking services within the company’s systems.
Our Core Banking System is built using a robust and modern technology stack that ensures security, scalability, and real-time performance across all banking operations.
Java, Spring Boot, and REST API: Form the backbone of our secure and scalable backend, powering transactions, customer management, and account services
Struts, Bootstrap, and JavaScript: Enable responsive and user-friendly interfaces for seamless banking experiences across devices.
Databases (Oracle, MySQL, PostgreSQL, SQL Server): Ensure reliable data storage, processing, and high availability for all financial records.
WildFly & Apache Servers: Provide efficient deployment, load management, and system stability for 24×7 operations.
SSRS Reporting Services: Deliver real-time dashboards, analytical reports, and business insights for decision-making.
AWS Cloud & Git: Offer cloud scalability, continuous integration, and secure code management for faster innovation and updates.
